Use a Free Computer Program to Keep an Accurate Budget
Last year Daniel & I used an excel sheet to keep track of our budget. It worked great- we were able to keep track of where we spent our money & how much we spent. It was not, however, always right on. Every month our excell budget total savings was a little different than the amount in our banking acounts, but we did not want to BUY a program to help us save money...
QuickBooks allows us to easily ballance our budget with our bank accounts. We have created customized ballance sheets to see where we spent our money & how we did on our grocery budget.
If you are working on developing a budgeting method, I would recommend finding a free program. Quickbooks is the only program that I have used, but I am sure there are other free options available. Our excel sheet worked, but we have found that using a specialized program has saved us a lot of time and given us more options.
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